Home Finance

Home Loan - Home Finance for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. NDFC finances up to 85% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.
Home Improvement Loan - HIL facilitates internal and external repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminium windows. NDFC finances up to 85% of the cost of renovation (100% for existing customers) subject to market value of the property..
Home Extension Loan - HEL facilitates the extension of an existing dwelling unit. All the terms are the same as applicable to Home Loan.
Land Purchase Loan - Be it land for a dream house, or just an investment for the future, NDFC Land Purchase Loan is a convenient loan facility to purchase land. NDFC finances up to 85% of the cost of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years.
Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.